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  ACUERDO 49.1363.2018 de la Junta Directiva por el que se aprueba el Programa de Financiamiento del Fondo de la Vivienda 2019.

  • Fuente: Diario Oficial de la Federación
    http://http://dof.gob.mx/nota_detalle.php?codigo=5548822&fecha=25/01/2019 © UADY 2024

  • 2019-01-25

    ACUERDO 49.1363.2018 de la Junta Directiva por el que se aprueba el Programa de Financiamiento del Fondo de la Vivienda 2019.

    Al margen un logotipo, que dice: Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado.- Secretaría General.- Prosecretaría de la Junta Directiva.- SG/PJD/484/2018.

    LIC. FLORENTINO CASTRO LÓPEZ
    Director General del Instituto de Seguridad y
    Servicios Sociales de los Trabajadores del Estado
    P r e s e n t e
    En sesión celebrada por la Junta Directiva el día 26 de octubre de 2018, al tratarse lo relativo a la aprobación del Programa de Financiamiento del Fondo de la Vivienda 2019, se tomó el siguiente:
    ACUERDO 49.1363.2018.- "La Junta Directiva, con fundamento en los artículos 214, fracción XVI, inciso a), de la Ley del Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado y 14, fracción XVII, inciso a), de su Estatuto Orgánico y con base en el acuerdo 6606.899.2018, por unanimidad, aprueba el Programa de Financiamiento del Fondo de la Vivienda 2019, como sigue:
    El Programa de Crédito 2019, prevé el otorgamiento máximo de 52,100 préstamos, de los cuales 43,000 serán destinados al esquema de "Tradicional 1er crédito", 2,800 con cargo al esquema de "Tradicional 2° crédito", de 850 "Crédito con Subsidio", de 1,000 con cargo al esquema de "Crédito a Pensionados, 1,200 con cargo al esquema de "Crédito FOVISSSTE-INFONAVIT Conyugal", 500 del esquema de "FOVISSSTE-INFONAVIT INDIVIDUAL", 2,000 con cargo al esquema de "Alia2 Plus 1er crédito", 200 con cargo al esquema de "Alia2 Plus 2° crédito", 200 con cargo al esquema de "Respalda2 1er crédito", 20 con cargo al esquema de "Respalda2 2° crédito", 130 del esquema de "FOVISSSTE en pesos 1er crédito", 50 del esquema de "FOVISSSTE en pesos 2° crédito", 100 del esquema de "FOVISSSTE en pesos Pagos Crecientes 1er crédito", 50 del esquema de "FOVISSSTE en pesos Pagos Crecientes 2° crédito".
    En cuanto a los esquemas de segundos créditos, se prevé otorgar de 2,590 a 3,120; los cuales serán dictaminados por el Grupo de Trabajo de Atención a Acreditados.
    Este programa requiere una inversión de $35,150.0 millones (Treinta y cinco mil ciento cincuenta millones de pesos) que serán financiados con las aportaciones de la subcuenta de vivienda del SAR, la recuperación de créditos, productos financieros, emisiones en los mercados de capital (bursatilización de la cartera), fondeo con líneas de almacenamiento, así como la cesión de derechos fiduciarios, como se aprecia en el siguiente cuadro.
    INGRESOS 2019
    (Cifras en miles de pesos)
    CONCEPTO
    IMPORTE
    DISPONIBILIDAD INICIAL
    14,835,899.2
    INGRESOS
     
    APORTACIONES 5% NETA
    13,247,089.4
    RECUPERACIÓN DE CRÉDITOS HIPOTECARIOS NETA
    7,184,957.7
    OTROS INGRESOS
    2,640,000.0
    SUMAN LOS INGRESOS NETOS
    23,072,047.1
    FINANCIAMIENTO EXTERNO
     
    BURSATILIZACIÓN DE CARTERA(1)
    14,000,000.0
    FONDEO LÍNEAS DE ALMACENAMIENTO/CESIÓN(1)
    DERECHOS FIDUCIARIOS
    6,000,000.0
    SUMA FINANCIAMIENTO EXTERNO
    20,000,000.0
    TOTAL PROGRAMA DE FINANCIAMIENTO
    57,907,946.3
    (1)        Los recursos se podrán emitir en pesos o su equivalente en UDIS
    En suma se estima obtener recursos financieros por $57,907.9 millones, los cuales se destinarán a los siguientes conceptos:
    EGRESOS 2019
     
    (Cifras en miles de pesos)
    CONCEPTO
    IMPORTE
    CRÉDITOS HIPOTECARIOS
    35,150,000.0
    DEVOLUCIÓN DE DEPÓSITOS 5%
    9,967,961.7
    OTRAS EROGACIONES
    1,611,694.4
    GASTOS DE ADMINISTRACIÓN
    1,172,891.0
    INVERSIÓN FÍSICA
    40,000.0
    DISPONIBILIDAD FINAL
    9,965,399.2
    TOTAL DE RECURSOS FINANCIEROS
    57,907,946.3
     
    PROGRAMA DE CRÉDITOS POR PRODUCTO 2019
    Esquema
    No. de créditos
    rango
    Importe (Pesos)
    De:
    A:
    Tradicional 1er crédito
    37,500
    43,000
    30,057,213,228.16
    Tradicional 2° crédito
    2,300
    2,800
    2,243,178,740.29
    Con subsidio
    300
    850
    433,805,667.01
    Pensionados
    920
    1,000
    462,960,331.51
    FOVISSSTE-INFONAVIT Conyugal
    1,050
    1,200
    730,935,359.60
    FOVISSSTE-INFONAVIT Individual
    460
    500
    304,556,399.83
    Alia2 Plus 1er crédito
    1,750
    2,000
    710,397,984.59
    Alia2 Plus 2° crédito
    185
    200
    99,624,256.21
    Respalda2 1er crédito
    185
    200
    56,439,608.59
    Respalda2 2° crédito
    15
    20
    6,632,586.39
    FOVISSSTE en pesos 1er crédito
    115
    130
    17,434,117.93
    FOVISSSTE en pesos 2° crédito
    45
    50
    6,705,429.97
    FOVISSSTE en pesos Pagos Crecientes 1er crédito
    90
    100
    13,410,859.95
    FOVISSSTE en pesos Pagos Crecientes 2° crédito
    45
    50
    6,705,429.97
    FOVISSSTE-ISSFAM Conyugal (1)
    0
    0
    0
    TOTAL
    44,960
    52,100
    35,150,000,000.00
     
     
    De:
    A:
    Importe (Pesos)
    Total Segundo Crédito:
    2,590
    3,120
    2,362,846,442.84
     
    Destino-Tradicional 1er Crédito
    Total
    Importe (Pesos)
    Puntaje
    34,150
    23,871,019,342.83
    Especiales
    7,850
    5,487,188,926.54
    CNS
    1,000
    699,004,958.79
    Total
    43,000
    30,057,213,228.16
    (1) Sujeto al Convenio que se celebre con el ISSFAM. En el caso de que se asignen créditos para este esquema se tendrá que modificar el Programa de Crédito 2019.
    Fuente: Subdirección de Crédito
    La determinación del monto máximo de los préstamos que se otorguen derivará de la aplicación de las siguientes tablas:
    "CRÉDITO TRADICIONAL""FOVISSSTE-INFONAVIT CONYUGAL""FOVISSSTE-INFONAVIT INDIVIDUAL""FOVISSSTE-ISSFAM CONYUGAL""ALIA2Plus" y "CRÉDITO CON SUBSIDIO"
    Rango en UMA
    Tasa de
    Interés
    TRADICIONAL
    FOVISSSTE-
    INFONAVIT
    CONYUGAL,
    FOVISSSTE-
    INFONAVIT
    INDIVIDUAL Y
    FOVISSSTE-
    ISSFAM
    CONYUGAL
    ALIA2+
    Adquisición,
    Construcción y
    Redención de
    pasivos
    hipotecarios
    Ampliación y
    Reparación o
    Mejoramiento
    Adquisición
    Adquisición y
    Redención de
    pasivos
    hipotecarios
    Igual o
    Mayor a:
    Menor a:
    Monto Máximo
    en UMA
    Monto Máximo
    en UMA
    Monto Máximo en
    UMA
    Monto Máximo
    en UMA
    1.00
    1.05
    4.0%
    68.6588
    22.8863
    68.6588
    18.1083
    1.05
    1.10
    4.0%
    72.0917
    24.0306
    72.0917
    19.0137
    1.10
    1.15
    4.0%
    75.5246
    25.1749
    75.5246
    19.9191
    1.15
    1.20
    4.0%
    78.9576
    26.3192
    78.9576
    20.8245
    1.20
    1.25
    4.0%
    82.3905
    27.4635
    82.3905
    21.7299
    1.25
    1.30
    4.0%
    85.8235
    28.6078
    85.8235
    22.6353
    1.30
    1.35
    4.0%
    89.2565
    29.7521
    89.2565
    23.5407
    1.35
    1.40
    4.0%
    92.6894
    30.8965
    92.6894
    24.4461
    1.40
    1.45
    4.0%
    96.1224
    32.0408
    96.1224
    25.3516
    1.45
    1.50
    4.0%
    99.5553
    33.1851
    99.5553
    26.257
    1.50
    1.55
    4.0%
    102.9882
    34.3294
    102.9882
    27.1624
    1.55
    1.60
    4.0%
    106.4212
    35.4737
    106.4212
    28.0678
    1.60
    1.65
    4.0%
    109.8541
    36.618
    109.8541
    28.9732
    1.65
    1.70
    4.0%
    113.287
    37.7623
    113.287
    29.8786
    1.70
    1.75
    4.0%
    116.72
    38.9066
    116.72
    30.784
    1.75
    1.80
    4.0%
    120.1529
    40.051
    120.1529
    31.6895
    1.80
    1.85
    4.0%
    123.5859
    41.1953
    123.5859
    32.5949
    1.85
    1.90
    4.0%
    127.0188
    42.3396
    127.0188
    33.5003
    1.90
    1.95
    4.0%
    130.4517
    43.4839
    130.4517
    34.4057
    1.95
    2.00
    4.0%
    133.8847
    44.6282
    133.8847
    35.3111
    2.00
    2.05
    4.0%
    137.3176
    45.7725
    137.3176
    36.2165
    2.05
    2.10
    4.0%
    140.7505
    46.9168
    140.7505
    37.1219
    2.10
    2.15
    4.0%
    144.1835
    48.0612
    144.1835
    38.0273
    2.15
    2.20
    4.0%
    147.6164
    49.2055
    147.6164
    38.9328
    2.20
    2.25
    4.0%
    151.0494
    50.3498
    151.0494
    39.8382
    2.25
    2.30
    4.0%
    154.4823
    51.4941
    154.4823
    40.7436
    2.30
    2.35
    4.0%
    157.9152
    52.6384
    157.9152
    41.649
    2.35
    2.40
    4.0%
    161.3482
    53.7827
    161.3482
    42.5544
    2.40
    2.45
    4.0%
    164.7811
    54.927
    164.7811
    43.4598
    2.45
    2.50
    4.0%
    168.214
    56.0713
    168.214
    44.1859
    2.50
    2.55
    4.0%
    171.647
    57.2157
    171.647
    44.1915
    2.55
    2.60
    4.0%
    172.1656
    57.3885
    172.1656
    44.3826
    2.60
    2.65
    4.5%
    172.1658
    57.3886
    172.1658
    44.4966
     
    2.65
    2.70
    4.5%
    172.432
    57.4773
    172.432
    45.3523
    2.70
    2.75
    4.5%
    175.3464
    58.4488
    175.3464
    46.208
    2.75
    2.80
    4.5%
    178.7464
    59.5821
    178.7464
    47.0637
    2.80
    2.85
    4.5%
    181.6901
    60.5634
    181.6901
    47.9194
    2.85
    2.90
    4.5%
    184.9346
    61.6449
    184.9346
    48.7751
    2.90
    2.95
    4.5%
    188.179
    62.7263
    188.179
    49.6309
    2.95
    3.00
    4.5%
    191.4235
    63.8078
    191.4235
    50.4866
    3.00
    3.05
    4.5%
    194.668
    64.8893
    194.668
    51.3423
    3.05
    3.10
    4.5%
    197.9124
    65.9708
    197.9124
    52.198
    3.10
    3.15
    4.5%
    201.1569
    67.0523
    201.1569
    53.0537
    3.15
    3.20
    4.5%
    204.4014
    68.1338
    204.4014
    53.9094
    3.20
    3.25
    4.5%
    207.6458
    69.2153
    207.6458
    54.7651
    3.25
    3.30
    4.5%
    210.8903
    70.2968
    210.8903
    54.9034
    3.30
    3.35
    4.5%
    211.7757
    70.5919
    211.7757
    55.221
    3.35
    3.40
    4.5%
    211.8728
    70.6243
    211.8728
    55.3594
    3.40
    3.45
    5.0%
    211.97
    70.6567
    211.97
    55.4358
    3.45
    3.50
    5.0%
    212.5528
    70.8509
    212.5528
    55.8871
    3.50
    3.55
    5.0%
    215.6615
    71.8872
    215.6615
    56.6971
    3.55
    3.60
    5.0%
    218.0421
    72.6807
    218.0421
    56.8793
    3.60
    3.65
    5.0%
    221.1131
    73.7044
    221.1131
    57.0615
    3.65
    3.70
    5.0%
    221.9759
    73.992
    221.9759
    57.0824
    3.70
    3.75
    5.0%
    222.3645
    74.1215
    222.3645
    57.2467
    3.75
    3.80
    5.5%
    222.413
    74.1377
    222.413
    57.5853
    3.80
    3.85
    5.5%
    223.0445
    74.3482
    223.0445
    58.3531
    3.85
    3.90
    5.5%
    224.1614
    74.7205
    224.1614
    59.121
    3.90
    3.95
    5.5%
    227.0727
    75.6909
    227.0727
    59.8888
    3.95
    4.00
    5.5%
    229.9838
    76.6613
    229.9838
    60.1185
    4.00
    4.05
    5.5%
    232.895
    77.6317
    232.895
    60.5276
    4.05
    4.10
    5.5%
    232.989
    77.663
    232.989
    60.7574
    4.10
    4.15
    5.5%
    233.2447
    77.7482
    233.2447
    60.782
    4.15
    4.20
    6.0%
    233.2932
    77.7644
    233.2932
    60.8584
    4.20
    4.25
    6.0%
    233.6333
    77.8778
    233.6333
    61.2287
    4.25
    4.30
    6.0%
    238.5876
    79.5292
    238.5876
    61.9576
    4.30
    4.35
    6.0%
    239.0734
    79.6911
    239.0734
    62.6865
    4.35
    4.40
    6.0%
    240.4442
    80.148
    240.4442
    63.4154
    4.40
    4.45
    6.0%
    243.2078
    81.0693
    243.2078
    64.1443
    4.45
    4.50
    6.0%
    245.9716
    81.9905
    245.9716
    64.8732
     
    4.50
    4.55
    6.0%
    248.7353
    82.9118
    248.7353
    65.6021
    4.55
    4.60
    6.0%
    251.4991
    83.833
    251.4991
    66.331
    4.60
    4.65
    6.0%
    254.2627
    84.7543
    254.2627
    67.06
    4.65
    4.70
    6.0%
    257.0265
    85.6755
    257.0265
    67.7889
    4.70
    4.75
    6.0%
    259.7902
    86.5967
    259.7902
    68.5178
    4.75
    4.80
    6.0%
    262.5539
    87.518
    262.5539
    69.2467
    4.80
    4.85
    6.0%
    265.3177
    88.4392
    265.3177
    69.9756
    4.85
    4.90
    6.0%
    268.0814
    89.3605
    268.0814
    70.7045
    4.90
    4.95
    6.0%
    270.8451
    90.2817
    270.8451
    71.4334
    4.95
    5.00
    6.0%
    273.6088
    91.2029
    273.6088
    72.1623
    5.00
    5.05
    6.0%
    276.3726
    92.1242
    276.3726
    72.8913
    5.05
    5.10
    6.0%
    279.1363
    93.0361
    279.1363
    73.6202
    5.10
    5.15
    6.0%
    281.9
    93.9573
    281.9
    74.3491
    5.15
    5.20
    6.0%
    284.6637
    94.8784
    284.6637
    75.078
    5.20
    5.25
    6.0%
    287.4275
    95.7996
    287.4275
    75.8069
    5.25
    5.30
    6.0%
    290.1911
    96.7207
    290.1911
    76.5358
    5.30
    5.35
    6.0%
    292.9549
    97.6419
    292.9549
    77.2647
    5.35
    5.40
    6.0%
    295.7187
    98.563
    295.7187
    77.9936
    5.40
    5.45
    6.0%
    298.4824
    99.4842
    298.4824
    78.7226
    5.45
    5.50
    6.0%
    301.2461
    100.4053
    301.2461
    79.4515
    5.50
    5.55
    6.0%
    304.0098
    101.3265
    304.0098
    80.1804
    5.55
    5.60
    6.0%
    306.7736
    102.2476
    306.7736
    80.9093
    5.60
    5.65
    6.0%
    309.5372
    103.1688
    309.5372
    81.6382
    5.65
    5.70
    6.0%
    312.301
    104.0899
    312.301
    82.3671
    5.70
    5.75
    6.0%
    315.0647
    105.0111
    315.0647
    83.096
    5.75
    5.80
    6.0%
    317.8285
    105.9322
    317.8285
    83.8249
    5.80
    5.85
    6.0%
    320.5922
    106.8534
    320.5922
    84.5539
    5.85
    5.90
    6.0%
    323.3559
    107.7745
    323.3559
    85.2828
    5.90
    5.95
    6.0%
    326.1197
    108.6957
    326.1197
    86.0117
    5.95
    6.00
    6.0%
    328.8833
    109.6168
    328.8833
    86.7406
    6.00
    6.05
    6.0%
    331.6471
    110.538
    331.6471
    87.4695
    6.05
    6.10
    6.0%
    334.4108
    111.4591
    334.4108
    88.1984
    6.10
    6.15
    6.0%
    337.1746
    112.3803
    337.1746
    88.9273
    6.15
    6.20
    6.0%
    339.9382
    113.3014
    339.9382
    89.6562
    6.20
    6.25
    6.0%
    342.702
    114.2226
    342.702
    90.3852
    6.25
    6.30
    6.0%
    345.4657
    115.1437
    345.4657
    91.1141
    6.30
    6.35
    6.0%
    348.2294
    116.0649
    348.2294
    91.843
     
    6.35
    6.40
    6.0%
    350.9932
    116.986
    350.9932
    92.5719
    6.40
    6.45
    6.0%
    353.7569
    117.9072
    353.7569
    93.3008
    6.45
    6.50
    6.0%
    356.5206
    118.8283
    356.5206
    94.0297
    6.50
    6.55
    6.0%
    359.2843
    119.7495
    359.2843
    94.7586
    6.55
    6.60
    6.0%
    362.0481
    120.6706
    362.0481
    95.4875
    6.60
    6.65
    6.0%
    364.8118
    121.5918
    364.8118
    96.2165
    6.65
    6.70
    6.0%
    367.5755
    122.5129
    367.5755
    96.9454
    6.70
    6.75
    6.0%
    370.3392
    123.4341
    370.3392
    97.6743
    6.75
    6.80
    6.0%
    373.103
    124.3552
    373.103
    98.4032
    6.80
    6.85
    6.0%
    375.8666
    125.2764
    375.8666
    99.1321
    6.85
    6.90
    6.0%
    378.6304
    126.1975
    378.6304
    99.861
    6.90
    6.95
    6.0%
    381.3942
    127.1187
    381.3942
    100.5899
    6.95
    7.00
    6.0%
    384.1579
    128.0398
    384.1579
    101.3188
    7.00
    7.05
    6.0%
    384.6934
    128.2183
    384.6934
    102.0478
    7.05
    7.10
    6.0%
    385.1791
    128.3802
    385.1791
    102.7767
    7.10
    7.15
    6.0%
    385.2763
    128.4126
    385.2763
    103.5056
    7.15
    7.20
    6.0%
    385.6649
    128.5421
    385.6649
    104.2345
    7.20
    7.25
    6.0%
    386.3244
    128.7619
    386.3244
    104.9634
    7.25
    7.30
    6.0%
    389.0072
    129.6561
    389.0072
    105.6923
    7.30
    7.35
    6.0%
    391.6901
    130.5503
    391.6901
    106.4212
    7.35
    7.40
    6.0%
    394.3728
    131.4445
    394.3728
    107.1501
    7.40
    7.45
    6.0%
    397.0557
    132.3387
    397.0557
    107.8791
    7.45
    7.50
    6.0%
    399.7384
    133.2328
    399.7384
    108.608
    7.50
    7.55
    6.0%
    402.4213
    134.127
    402.4213
    109.3369
    7.55
    7.60
    6.0%
    405.1041
    135.0212
    405.1041
    110.0658
    7.60
    7.65
    6.0%
    407.7869
    135.9154
    407.7869
    110.7947
    7.65
    7.70
    6.0%
    410.4697
    136.8096
    410.4697
    111.5236
    7.70
    7.75
    6.0%
    413.1525
    137.7037
    413.1525
    112.2525
    7.75
    7.80
    6.0%
    415.8353
    138.5979
    415.8353
    112.9814
    7.80
    7.85
    6.0%
    418.5182
    139.4921
    418.5182
    113.7104
    7.85
    7.90
    6.0%
    421.2009
    140.3863
    421.2009
    114.4393
    7.90
    7.95
    6.0%
    423.8838
    141.2805
    423.8838
    115.1682
    7.95
    8.00
    6.0%
    426.5665
    142.1746
    426.5665
    115.8971
    8.00
    8.05
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.05
    8.10
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.10
    8.15
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.15
    8.20
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
     
    8.20
    8.25
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.25
    8.30
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.30
    8.35
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.35
    8.40
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.40
    8.45
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.45
    8.50
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.50
    8.55
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.55
    8.60
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.60
    8.65
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.65
    8.70
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.70
    8.75
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.75
    8.80
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.80
    8.85
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.85
    8.90
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.90
    8.95
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    8.95
    9.00
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.00
    9.05
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.05
    9.10
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.10
    9.15
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.15
    9.20
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.20
    9.25
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.25
    9.30
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.30
    9.35
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.35
    9.40
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.40
    9.45
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.45
    9.50
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.50
    9.55
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.55
    9.60
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.60
    9.65
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.65
    9.70
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.70
    9.75
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.75
    9.80
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.80
    9.85
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.85
    9.90
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.90
    9.95
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    9.95
    10.00
    6.0%
    429.2494
    143.0688
    429.2494
    116.626
    "CRÉDITO PENSIONA2"
    Rango en UMA
    PENSIONA2: Adquisición
    Edad Pensionado:
    47
    48
    49
    50
    51
    52
    Igual o
    Mayor
    Menor
    Tasa de
    Interés
    Monto Máximo en UMA
    1.0
    1.1
    4.00%
    30.3817
    30.3817
    30.3817
    30.3817
    30.3817
    30.3817
    1.1
    1.2
    4.00%
    33.1363
    33.1363
    33.1363
    33.1363
    33.1363
    33.1363
    1.2
    1.3
    4.00%
    35.8909
    35.8909
    35.8909
    35.8909
    35.8909
    35.8909
    1.3
    1.4
    4.00%
    38.6455
    38.6455
    38.6455
    38.6455
    38.6455
    38.6455
    1.4
    1.5
    4.00%
    41.4001
    41.4001
    41.4001
    41.4001
    41.4001
    41.4001
    1.5
    1.6
    4.00%
    44.1547
    44.1547
    44.1547
    44.1547
    44.1547
    44.1547
    1.6
    1.7
    4.00%
    46.9093
    46.9093
    46.9093
    46.9093
    46.9093
    46.9093
    1.7
    1.8
    4.00%
    49.6639
    49.6639
    49.6639
    49.6639
    49.6639
    49.6639
    1.8
    1.9
    4.00%
    52.4185
    52.4185
    52.4185
    52.4185
    52.4185
    52.4185
    1.9
    2.0
    4.00%
    55.1731
    55.1731
    55.1731
    55.1731
    55.1731
    55.1731
    2.0
    2.1
    4.00%
    57.9277
    57.9277
    57.9277
    57.9277
    57.9277
    57.9277
    2.1
    2.2
    4.00%
    60.6823
    60.6823
    60.6823
    60.6823
    60.6823
    60.6823
    2.2
    2.3
    4.00%
    63.4369
    63.4369
    63.4369
    63.4369
    63.4369
    63.4369
    2.3
    2.4
    4.00%
    66.1915
    66.1915
    66.1915
    66.1915
    66.1915
    66.1915
    2.4
    2.5
    4.00%
    68.9462
    68.9462
    68.9462
    68.9462
    68.9462
    68.9462
    2.5
    2.6
    5.00%
    71.7008
    71.7008
    71.7008
    71.7008
    71.7008
    71.7008
    2.6
    2.7
    5.00%
    74.0705
    74.0705
    74.0705
    74.0705
    74.0705
    74.0705
    2.7
    2.8
    5.00%
    76.4403
    76.4403
    76.4403
    76.4403
    76.4403
    76.4403
    2.8
    2.9
    5.00%
    78.8101
    78.8101
    78.8101
    78.8101
    78.8101
    78.8101
    2.9
    3.0
    5.00%
    81.1798
    81.1798
    81.1798
    81.1798
    81.1798
    81.1798
    3.0
    3.1
    5.00%
    83.5496
    83.5496
    83.5496
    83.5496
    83.5496
    83.5496
    3.1
    3.2
    5.00%
    85.9194
    85.9194
    85.9194
    85.9194
    85.9194
    85.9194
    3.2
    3.3
    5.00%
    88.2892
    88.2892
    88.2892
    88.2892
    88.2892
    88.2892
    3.3
    3.4
    5.00%
    90.6589
    90.6589
    90.6589
    90.6589
    90.6589
    90.6589
    3.4
    3.5
    5.00%
    93.0287
    93.0287
    93.0287
    93.0287
    93.0287
    93.0287
    3.5
    3.6
    6.00%
    95.3985
    95.3985
    95.3985
    95.3985
    95.3985
    95.3985
    3.6
    3.7
    6.00%
    97.9505
    97.9505
    97.9505
    97.9505
    97.9505
    97.9505
    3.7
    3.8
    6.00%
    100.5026
    100.5026
    100.5026
    100.5026
    100.5026
    100.5026
    3.8
    3.9
    6.00%
    103.0546
    103.0546
    103.0546
    103.0546
    103.0546
    103.0546
    3.9
    4.0
    6.00%
    105.6067
    105.6067
    105.6067
    105.6067
    105.6067
    105.6067
    4.0
    4.1
    6.00%
    108.1588
    108.1588
    108.1588
    108.1588
    108.1588
    108.1588
    4.1
    4.2
    6.00%
    110.8324
    110.8324
    110.8324
    110.8324
    110.8324
    110.8324
    4.2
    4.3
    6.00%
    113.5059
    113.5059
    113.5059
    113.5059
    113.5059
    113.5059
    4.3
    4.4
    6.00%
    116.1795
    116.1795
    116.1795
    116.1795
    116.1795
    116.1795
    4.4
    4.5
    6.00%
    118.8531
    118.8531
    118.8531
    118.8531
    118.8531
    118.8531
     
    4.5
    4.6
    6.00%
    121.5267
    121.5267
    121.5267
    121.5267
    121.5267
    121.5267
    4.6
    4.7
    6.00%
    124.2003
    124.2003
    124.2003
    124.2003
    124.2003
    124.2003
    4.7
    4.8
    6.00%
    126.8739
    126.8739
    126.8739
    126.8739
    126.8739
    126.8739
    4.8
    4.9
    6.00%
    129.5475
    129.5475
    129.5475
    129.5475
    129.5475
    129.5475
    4.9
    5.0
    6.00%
    132.2211
    132.2211
    132.2211
    132.2211
    132.2211
    132.2211
    5.0
    5.1
    6.00%
    134.8946
    134.8946
    134.8946
    134.8946
    134.8946
    134.8946
    5.1
    5.2
    6.00%
    137.5075
    137.5075
    137.5075
    137.5075
    137.5075
    137.5075
    5.2
    5.3
    6.00%
    140.1203
    140.1203
    140.1203
    140.1203
    140.1203
    140.1203
    5.3
    5.4
    6.00%
    142.7331
    142.7331
    142.7331
    142.7331
    142.7331
    142.7331
    5.4
    5.5
    6.00%
    145.3459
    145.3459
    145.3459
    145.3459
    145.3459
    145.3459
    5.5
    5.6
    6.00%
    147.9588
    147.9588
    147.9588
    147.9588
    147.9588
    147.9588
    5.6
    5.7
    6.00%
    150.5716
    150.5716
    150.5716
    150.5716
    150.5716
    150.5716
    5.7
    5.8
    6.00%
    153.1844
    153.1844
    153.1844
    153.1844
    153.1844
    153.1844
    5.8
    5.9
    6.00%
    155.7972
    155.7972
    155.7972
    155.7972
    155.7972
    155.7972
    5.9
    6.0
    6.00%
    158.4101
    158.4101
    158.4101
    158.4101
    158.4101
    158.4101
    6.0
    6.1
    6.00%
    161.0229
    161.0229
    161.0229
    161.0229
    161.0229
    161.0229
    6.1
    6.2
    6.00%
    163.6357
    163.6357
    163.6357
    163.6357
    163.6357
    163.6357
    6.2
    6.3
    6.00%
    166.2485
    166.2485
    166.2485
    166.2485
    166.2485
    166.2485
    6.3
    6.4
    6.00%
    168.8614
    168.8614
    168.8614
    168.8614
    168.8614
    168.8614
    6.4
    6.5
    6.00%
    171.4742
    171.4742
    171.4742
    171.4742
    171.4742
    171.4742
    6.5
    6.6
    6.00%
    174.0870
    174.0870
    174.0870
    174.0870
    174.0870
    174.0870
    6.6
    6.7
    6.00%
    176.6998
    176.6998
    176.6998
    176.6998
    176.6998
    176.6998
    6.7
    6.8
    6.00%
    179.3127
    179.3127
    179.3127
    179.3127
    179.3127
    179.3127
    6.8
    6.9
    6.00%
    181.9255
    181.9255
    181.9255
    181.9255
    181.9255
    181.9255
    6.9
    7.0
    6.00%
    184.5383
    184.5383
    184.5383
    184.5383
    184.5383
    184.5383
    7.0
    7.1
    6.00%
    187.1511
    187.1511
    187.1511
    187.1511
    187.1511
    187.1511
    7.1
    7.2
    6.00%
    189.7032
    189.7032
    189.7032
    189.7032
    189.7032
    189.7032
    7.2
    7.3
    6.00%
    192.2552
    192.2552
    192.2552
    192.2552
    192.2552
    192.2552
    7.3
    7.4
    6.00%
    194.8073
    194.8073
    194.8073
    194.8073
    194.8073
    194.8073
    7.4
    7.5
    6.00%
    197.3594
    197.3594
    197.3594
    197.3594
    197.3594
    197.3594
    7.5
    7.6
    6.00%
    199.9114
    199.9114
    199.9114
    199.9114
    199.9114
    199.9114
    7.6
    7.7
    6.00%
    202.4635
    202.4635
    202.4635
    202.4635
    202.4635
    202.4635
    7.7
    7.8
    6.00%
    205.0156
    205.0156
    205.0156
    205.0156
    205.0156
    205.0156
    7.8
    7.9
    6.00%
    207.5676
    207.5676
    207.5676
    207.5676
    207.5676
    207.5676
    7.9
    8.0
    6.00%
    210.1197
    210.1197
    210.1197
    210.1197
    210.1197
    210.1197
    8.0
    más de 8
    6.00%
    212.6717
    212.6717
    212.6717
    212.6717
    212.6717
    212.6717
     
    Rango en UMA
    PENSIONA2: Adquisición
    Edad Pensionado:
    53
    54
    55
    56
    57
    58
    Igual o
    Mayor
    Menor
    Tasa de
    Interés
    Monto Máximo en UMA
    1.0
    1.1
    4.00%
    30.3817
    30.3817
    30.3817
    30.3817
    30.3817
    30.3817
    1.1
    1.2
    4.00%
    33.1363
    33.1363
    33.1363
    33.1363
    33.1363
    33.1363
    1.2
    1.3
    4.00%
    35.8909
    35.8909
    35.8909
    35.8909
    35.8909
    35.8909
    1.3
    1.4
    4.00%
    38.6455
    38.6455
    38.6455
    38.6455
    38.6455
    38.6455
    1.4
    1.5
    4.00%
    41.4001
    41.4001
    41.4001
    41.4001
    41.4001
    41.4001
    1.5
    1.6
    4.00%
    44.1547
    44.1547
    44.1547
    44.1547
    44.1547
    44.1547
    1.6
    1.7
    4.00%
    46.9093
    46.9093
    46.9093
    46.9093
    46.9093
    46.9093
    1.7
    1.8
    4.00%
    49.6639
    49.6639
    49.6639
    49.6639
    49.6639
    49.6639
    1.8
    1.9
    4.00%
    52.4185
    52.4185
    52.4185
    52.4185
    52.4185
    52.4185
    1.9
    2.0
    4.00%
    55.1731
    55.1731
    55.1731
    55.1731
    55.1731
    55.1731
    2.0
    2.1
    4.00%
    57.9277
    57.9277
    57.9277
    57.9277
    57.9277
    57.9277
    2.1
    2.2
    4.00%
    60.6823
    60.6823
    60.6823
    60.6823
    60.6823
    60.6823
    2.2
    2.3
    4.00%
    63.4369
    63.4369
    63.4369
    63.4369
    63.4369
    63.4369
    2.3
    2.4
    4.00%
    66.1915
    66.1915
    66.1915
    66.1915
    66.1915
    66.1915
    2.4
    2.5
    4.00%
    68.9462
    68.9462
    68.9462
    68.9462
    68.9462
    68.9462
    2.5
    2.6
    5.00%
    71.7008
    71.7008
    71.7008
    71.7008
    71.7008
    71.7008
    2.6
    2.7
    5.00%
    74.0705
    74.0705
    74.0705
    74.0705
    74.0705
    74.0705
    2.7
    2.8
    5.00%
    76.4403
    76.4403
    76.4403
    76.4403
    76.4403
    76.4403
    2.8
    2.9
    5.00%
    78.8101
    78.8101
    78.8101
    78.8101
    78.8101
    78.8101
    2.9
    3.0
    5.00%
    81.1798
    81.1798
    81.1798
    81.1798
    81.1798
    81.1798
    3.0
    3.1
    5.00%
    83.5496
    83.5496
    83.5496
    83.5496
    83.5496
    83.5496
    3.1
    3.2
    5.00%
    85.9194
    85.9194
    85.9194
    85.9194
    85.9194
    85.9194
    3.2
    3.3
    5.00%
    88.2892
    88.2892
    88.2892
    88.2892
    88.2892
    88.2892
    3.3
    3.4
    5.00%
    90.6589
    90.6589
    90.6589
    90.6589
    90.6589
    90.6589
    3.4
    3.5
    5.00%
    93.0287
    93.0287
    93.0287
    93.0287
    93.0287
    93.0287
    3.5
    3.6
    6.00%
    95.3985
    95.3985
    95.3985
    95.3985
    95.3985
    95.3985
    3.6
    3.7
    6.00%
    97.9505
    97.9505
    97.9505
    97.9505
    97.9505
    97.9505
    3.7
    3.8
    6.00%
    100.5026
    100.5026
    100.5026
    100.5026
    100.5026
    100.5026
    3.8
    3.9
    6.00%
    103.0546
    103.0546
    103.0546
    103.0546
    103.0546
    103.0546
    3.9
    4.0
    6.00%
    105.6067
    105.6067
    105.6067
    105.6067
    105.6067
    105.6067
    4.0
    4.1
    6.00%
    108.1588
    108.1588
    108.1588
    108.1588
    108.1588
    108.1588
    4.1
    4.2
    6.00%
    110.8324
    110.8324
    110.8324
    110.8324
    110.8324
    110.8324
    4.2
    4.3
    6.00%
    113.5059
    113.5059
    113.5059
    113.5059
    113.5059
    113.5059
    4.3
    4.4
    6.00%
    116.1795
    116.1795
    116.1795
    116.1795
    116.1795
    116.1795
    4.4
    4.5
    6.00%
    118.8531
    118.8531
    118.8531
    118.8531
    118.8531
    118.8531
    4.5
    4.6
    6.00%
    121.5267
    121.5267
    121.5267
    121.5267
    121.5267
    121.5267
     
    4.6
    4.7
    6.00%
    124.2003
    124.2003
    124.2003
    124.2003
    124.2003
    124.2003
    4.7
    4.8
    6.00%
    126.8739
    126.8739
    126.8739
    126.8739
    126.8739
    126.8739
    4.8
    4.9
    6.00%
    129.5475
    129.5475
    129.5475
    129.5475
    129.5475
    129.5475
    4.9
    5.0
    6.00%
    132.2211
    132.2211
    132.2211
    132.2211
    132.2211
    132.2211
    5.0
    5.1
    6.00%
    134.8946
    134.8946
    134.8946
    134.8946
    134.8946
    134.8946
    5.1
    5.2
    6.00%
    137.5075
    137.5075
    137.5075
    137.5075
    137.5075
    137.5075
    5.2
    5.3
    6.00%
    140.1203
    140.1203
    140.1203
    140.1203
    140.1203
    140.1203
    5.3
    5.4
    6.00%
    142.7331
    142.7331
    142.7331
    142.7331
    142.7331
    142.7331
    5.4
    5.5
    6.00%
    145.3459
    145.3459
    145.3459
    145.3459
    145.3459
    145.3459
    5.5
    5.6
    6.00%
    147.9588
    147.9588
    147.9588
    147.9588
    147.9588
    147.9588
    5.6
    5.7
    6.00%
    150.5716
    150.5716
    150.5716
    150.5716
    150.5716
    150.5716
    5.7
    5.8
    6.00%
    153.1844
    153.1844
    153.1844
    153.1844
    153.1844
    153.1844
    5.8
    5.9
    6.00%
    155.7972
    155.7972
    155.7972
    155.7972
    155.7972
    155.7972
    5.9
    6.0
    6.00%
    158.4101
    158.4101
    158.4101
    158.4101
    158.4101
    158.4101
    6.0
    6.1
    6.00%
    161.0229
    161.0229
    161.0229
    161.0229
    161.0229
    161.0229
    6.1
    6.2
    6.00%
    163.6357
    163.6357
    163.6357
    163.6357
    163.6357
    163.6357
    6.2
    6.3
    6.00%
    166.2485
    166.2485
    166.2485
    166.2485
    166.2485
    166.2485
    6.3
    6.4
    6.00%
    168.8614
    168.8614
    168.8614
    168.8614
    168.8614
    168.8614
    6.4
    6.5
    6.00%
    171.4742
    171.4742
    171.4742
    171.4742
    171.4742
    171.4742
    6.5
    6.6
    6.00%
    174.0870
    174.0870
    174.0870
    174.0870
    174.0870
    174.0870
    6.6
    6.7
    6.00%
    176.6998
    176.6998
    176.6998
    176.6998
    176.6998
    176.6998
    6.7
    6.8
    6.00%
    179.3127
    179.3127
    179.3127
    179.3127
    179.3127
    179.3127
    6.8
    6.9
    6.00%
    181.9255
    181.9255
    181.9255
    181.9255
    181.9255
    181.9255
    6.9
    7.0
    6.00%
    184.5383
    184.5383
    184.5383
    184.5383
    184.5383
    184.5383
    7.0
    7.1
    6.00%
    187.1511
    187.1511
    187.1511
    187.1511
    187.1511
    187.1511
    7.1
    7.2
    6.00%
    189.7032
    189.7032
    189.7032
    189.7032
    189.7032
    189.7032
    7.2
    7.3
    6.00%
    192.2552
    192.2552
    192.2552
    192.2552
    192.2552
    192.2552
    7.3
    7.4
    6.00%
    194.8073
    194.8073
    194.8073
    194.8073
    194.8073
    194.8073
    7.4
    7.5
    6.00%
    197.3594
    197.3594
    197.3594
    197.3594
    197.3594
    197.3594
    7.5
    7.6
    6.00%
    199.9114
    199.9114
    199.9114
    199.9114
    199.9114
    199.9114
    7.6
    7.7
    6.00%
    202.4635
    202.4635
    202.4635
    202.4635
    202.4635
    202.4635
    7.7
    7.8
    6.00%
    205.0156
    205.0156
    205.0156
    205.0156
    205.0156
    205.0156
    7.8
    7.9
    6.00%
    207.5676
    207.5676
    207.5676
    207.5676
    207.5676
    207.5676
    7.9
    8.0
    6.00%
    210.1197
    210.1197
    210.1197
    210.1197
    210.1197
    210.1197
    8.0
    más de 8
    6.00%
    212.6717
    212.6717
    212.6717
    212.6717
    212.6717
    212.6717
     
    Rango en UMA
    PENSIONA2: Adquisición
    Edad Pensionado:
    59
    60
    61
    62
    63
    64
    Igual o
    Mayor
    Menor
    Tasa de
    Interés
    Monto Máximo en UMA
    1.0
    1.1
    4.00%
    30.3817
    30.3817
    30.3817
    30.3817
    30.3817
    30.3817
    1.1
    1.2
    4.00%
    33.1363
    33.1363
    33.1363
    33.1363
    33.1363
    33.1363
    1.2
    1.3
    4.00%
    35.8909
    35.8909
    35.8909
    35.8909
    35.8909
    35.8909
    1.3
    1.4
    4.00%
    38.6455
    38.6455
    38.6455
    38.6455
    38.6455
    38.6455
    1.4
    1.5
    4.00%
    41.4001
    41.4001
    41.4001
    41.4001
    41.4001
    41.4001
    1.5
    1.6
    4.00%
    44.1547
    44.1547
    44.1547
    44.1547
    44.1547
    44.1547
    1.6
    1.7
    4.00%
    46.9093
    46.9093
    46.9093
    46.9093
    46.9093
    46.9093
    1.7
    1.8
    4.00%
    49.6639
    49.6639
    49.6639
    49.6639
    49.6639
    49.6639
    1.8
    1.9
    4.00%
    52.4185
    52.4185
    52.4185
    52.4185
    52.4185
    52.4185
    1.9
    2.0
    4.00%
    55.1731
    55.1731
    55.1731
    55.1731
    55.1731
    55.1731
    2.0
    2.1
    4.00%
    57.9277
    57.9277
    57.9277
    57.9277
    57.9277
    57.9277
    2.1
    2.2
    4.00%
    60.6823
    60.6823
    60.6823
    60.6823
    60.6823
    60.6823
    2.2
    2.3
    4.00%
    63.4369
    63.4369
    63.4369
    63.4369
    63.4369
    63.4369
    2.3
    2.4
    4.00%
    66.1915
    66.1915
    66.1915
    66.1915
    66.1915
    66.1915
    2.4
    2.5
    4.00%
    68.9462
    68.9462
    68.9462
    68.9462
    68.9462
    68.9462
    2.5
    2.6
    5.00%
    71.7008
    71.7008
    71.7008
    71.7008
    71.7008
    71.7008
    2.6
    2.7
    5.00%
    74.0705
    74.0705
    74.0705
    74.0705
    74.0705
    74.0705
    2.7
    2.8
    5.00%
    76.4403
    76.4403
    76.4403
    76.4403
    76.4403
    76.4403
    2.8
    2.9
    5.00%
    78.8101
    78.8101
    78.8101
    78.8101
    78.8101
    78.8101
    2.9
    3.0
    5.00%
    81.1798
    81.1798
    81.1798
    81.1798
    81.1798
    81.1798
    3.0
    3.1
    5.00%
    83.5496
    83.5496
    83.5496
    83.5496
    83.5496
    83.5496
    3.1
    3.2
    5.00%
    85.9194
    85.9194
    85.9194
    85.9194
    85.9194
    85.9194
    3.2
    3.3
    5.00%
    88.2892
    88.2892
    88.2892
    88.2892
    88.2892
    88.2892
    3.3
    3.4
    5.00%
    90.6589
    90.6589
    90.6589
    90.6589
    90.6589
    90.6589
    3.4
    3.5
    5.00%
    93.0287
    93.0287
    93.0287
    93.0287
    93.0287
    93.0287
    3.5
    3.6
    6.00%
    95.3985
    95.3985
    95.3985
    95.3985
    95.3985
    95.3985
    3.6
    3.7
    6.00%
    97.9505
    97.9505
    97.9505
    97.9505
    97.9505
    97.9505
    3.7
    3.8
    6.00%
    100.5026
    100.5026
    100.5026
    100.5026
    100.5026
    100.5026
    3.8
    3.9
    6.00%
    103.0546
    103.0546
    103.0546
    103.0546
    103.0546
    103.0546
    3.9
    4.0
    6.00%
    105.6067
    105.6067
    105.6067
    105.6067
    105.6067
    105.6067
    4.0
    4.1
    6.00%
    108.1588
    108.1588
    108.1588
    108.1588
    108.1588
    108.1588
    4.1
    4.2
    6.00%
    110.8324
    110.8324
    110.8324
    110.8324
    110.8324
    110.8324
    4.2
    4.3
    6.00%
    113.5059
    113.5059
    113.5059
    113.5059
    113.5059
    113.5059
    4.3
    4.4
    6.00%
    116.1795
    116.1795
    116.1795
    116.1795
    116.1795
    116.1795
    4.4
    4.5
    6.00%
    118.8531
    118.8531
    118.8531
    118.8531
    118.8531
    118.8531
    4.5
    4.6
    6.00%
    121.5267
    121.5267
    121.5267
    121.5267
    121.5267
    121.5267
     
    4.6
    4.7
    6.00%
    124.2003
    124.2003
    124.2003
    124.2003
    124.2003
    124.2003
    4.7
    4.8
    6.00%
    126.8739
    126.8739
    126.8739
    126.8739
    126.8739
    126.8739
    4.8
    4.9
    6.00%
    129.5475
    129.5475
    129.5475
    129.5475
    129.5475
    129.5475
    4.9
    5.0
    6.00%
    132.2211
    132.2211
    132.2211
    132.2211
    132.2211
    132.2211
    5.0
    5.1
    6.00%
    134.8946
    134.8946
    134.8946
    134.8946
    134.8946
    134.8946
    5.1
    5.2
    6.00%
    137.5075
    137.5075
    137.5075
    137.5075
    137.5075
    137.5075
    5.2
    5.3
    6.00%
    140.1203
    140.1203
    140.1203
    140.1203
    140.1203
    140.1203
    5.3
    5.4
    6.00%
    142.7331
    142.7331
    142.7331
    142.7331
    142.7331
    142.7331
    5.4
    5.5
    6.00%
    145.3459
    145.3459
    145.3459
    145.3459
    145.3459
    145.3459
    5.5
    5.6
    6.00%
    147.9588
    147.9588
    147.9588
    147.9588
    147.9588
    147.9588
    5.6
    5.7
    6.00%
    150.5716
    150.5716
    150.5716
    150.5716
    150.5716
    150.5716
    5.7
    5.8
    6.00%
    153.1844
    153.1844
    153.1844
    153.1844
    153.1844
    153.1844
    5.8
    5.9
    6.00%
    155.7972
    155.7972
    155.7972
    155.7972
    155.7972
    155.7972
    5.9
    6.0
    6.00%
    158.4101
    158.4101
    158.4101
    158.4101
    158.4101
    158.4101
    6.0
    6.1
    6.00%
    161.0229
    161.0229
    161.0229
    161.0229
    161.0229
    161.0229
    6.1
    6.2
    6.00%
    163.6357
    163.6357
    163.6357
    163.6357
    163.6357
    163.6357
    6.2
    6.3
    6.00%
    166.2485
    166.2485
    166.2485
    166.2485
    166.2485
    166.2485
    6.3
    6.4
    6.00%
    168.8614
    168.8614
    168.8614
    168.8614
    168.8614
    168.8614
    6.4
    6.5
    6.00%
    171.4742
    171.4742
    171.4742
    171.4742
    171.4742
    171.4742
    6.5
    6.6
    6.00%
    174.0870
    174.0870
    174.0870
    174.0870
    174.0870
    174.0870
    6.6
    6.7
    6.00%
    176.6998
    176.6998
    176.6998
    176.6998
    176.6998
    176.6998
    6.7
    6.8
    6.00%
    179.3127
    179.3127
    179.3127
    179.3127
    179.3127
    179.3127
    6.8
    6.9
    6.00%
    181.9255
    181.9255
    181.9255
    181.9255
    181.9255
    181.9255
    6.9
    7.0
    6.00%
    184.5383
    184.5383
    184.5383
    184.5383
    184.5383
    184.5383
    7.0
    7.1
    6.00%
    187.1511
    187.1511
    187.1511
    187.1511
    187.1511
    187.1511
    7.1
    7.2
    6.00%
    189.7032
    189.7032
    189.7032
    189.7032
    189.7032
    189.7032
    7.2
    7.3
    6.00%
    192.2552
    192.2552
    192.2552
    192.2552
    192.2552
    192.2552
    7.3
    7.4
    6.00%
    194.8073
    194.8073
    194.8073
    194.8073
    194.8073
    194.8073
    7.4
    7.5
    6.00%
    197.3594
    197.3594
    197.3594
    197.3594
    197.3594
    197.3594
    7.5
    7.6
    6.00%
    199.9114
    199.9114
    199.9114
    199.9114
    199.9114
    199.9114
    7.6
    7.7
    6.00%
    202.4635
    202.4635
    202.4635
    202.4635
    202.4635
    202.4635
    7.7
    7.8
    6.00%
    205.0156
    205.0156
    205.0156
    205.0156
    205.0156
    205.0156
    7.8
    7.9
    6.00%
    207.5676
    207.5676
    207.5676
    207.5676
    207.5676
    207.5676
    7.9
    8.0
    6.00%
    210.1197
    210.1197
    210.1197
    210.1197
    210.1197
    210.1197
    8.0
    más de 8
    6.00%
    212.6717
    212.6717
    212.6717
    212.6717
    212.6717
    212.6717
     
    Rango en UMA
    PENSIONA2: Adquisición
    Edad Pensionado:
    65
    66
    67
    68
    69
    70
    Igual o
    Mayor
    Menor
    Tasa de
    Interés
    Monto Máximo en UMA
    1.0
    1.1
    4.00%
    27.1005
    26.7359
    25.3991
    24.0015
    22.6647
    21.2672
    1.1
    1.2
    4.00%
    29.4095
    28.0119
    26.5536
    25.1560
    23.6977
    22.3002
    1.2
    1.3
    4.00%
    31.7185
    30.1994
    28.6803
    27.1005
    25.5814
    24.0623
    1.3
    1.4
    4.00%
    34.0275
    32.3869
    30.7463
    29.1056
    27.4650
    25.7637
    1.4
    1.5
    4.00%
    36.3365
    34.5743
    32.8122
    31.0501
    29.2879
    27.5258
    1.5
    1.6
    4.00%
    38.6455
    36.7618
    34.8782
    33.0553
    31.1716
    29.2879
    1.6
    1.7
    4.00%
    40.9545
    38.9493
    36.9441
    34.9997
    32.9945
    30.9893
    1.7
    1.8
    4.00%
    43.2635
    41.1976
    39.0708
    37.0049
    34.8782
    32.8122
    1.8
    1.9
    4.00%
    45.5725
    43.3850
    41.1976
    39.0101
    36.7618
    34.5743
    1.9
    2.0
    4.00%
    47.8815
    45.5725
    43.2635
    40.9545
    38.6455
    36.3365
    2.0
    2.1
    4.00%
    50.1905
    47.7600
    45.3295
    42.8989
    40.4684
    38.0986
    2.1
    2.2
    4.00%
    52.4995
    49.9475
    47.4562
    44.9041
    42.4128
    39.8608
    2.2
    2.3
    4.00%
    54.8085
    52.1350
    49.5221
    46.8485
    44.2357
    41.5621
    2.3
    2.4
    4.00%
    57.1176
    54.3224
    51.5881
    48.8537
    46.0586
    43.3243
    2.4
    2.5
    4.00%
    59.4266
    56.5099
    53.6540
    50.7982
    47.9423
    45.0256
    2.5
    2.6
    5.00%
    61.7356
    58.7582
    55.7808
    52.8034
    49.8259
    46.8485
    2.6
    2.7
    5.00%
    64.1053
    61.0064
    57.9075
    54.8085
    51.7096
    48.6714
    2.7
    2.8
    5.00%
    66.4751
    63.2547
    60.0342
    56.8137
    53.6540
    50.4336
    2.8
    2.9
    5.00%
    68.8449
    65.5029
    62.1609
    58.8797
    55.5377
    52.1957
    2.9
    3.0
    5.00%
    71.2146
    67.7511
    64.3484
    60.8849
    57.4821
    54.0186
    3.0
    3.1
    5.00%
    73.5844
    69.9994
    66.4143
    62.8901
    59.3050
    55.7808
    3.1
    3.2
    5.00%
    75.9542
    72.2476
    68.6018
    64.9560
    61.3102
    57.6037
    3.2
    3.3
    5.00%
    78.3240
    74.4959
    70.6678
    66.9005
    63.1331
    59.3658
    3.3
    3.4
    5.00%
    80.6937
    76.8049
    72.9160
    69.0272
    65.1383
    61.2495
    3.4
    3.5
    5.00%
    83.0635
    79.0531
    75.0427
    71.0324
    67.0827
    63.0724
    3.5
    3.6
    6.00%
    85.4333
    81.3014
    77.1695
    73.0376
    68.9664
    64.8345
    3.6
    3.7
    6.00%
    87.8030
    83.5496
    79.3569
    75.1035
    70.9108
    66.6574
    3.7
    3.8
    6.00%
    90.1728
    85.7979
    81.4837
    77.1695
    72.7945
    68.4803
    3.8
    3.9
    6.00%
    92.5426
    88.0461
    83.6104
    79.1746
    74.7389
    70.2424
    3.9
    4.0
    6.00%
    94.9124
    90.2943
    85.7371
    81.1798
    76.6226
    72.0046
    4.0
    4.1
    6.00%
    97.2821
    92.6033
    87.9246
    83.2458
    78.5670
    73.8882
    4.1
    4.2
    6.00%
    99.6519
    94.8516
    90.0513
    85.2510
    80.4507
    75.6504
    4.2
    4.3
    6.00%
    102.0217
    97.0998
    92.1780
    87.2562
    82.3951
    77.4733
    4.3
    4.4
    6.00%
    104.3914
    99.3481
    94.3047
    89.2614
    84.2180
    79.1746
    4.4
    4.5
    6.00%
    106.7612
    101.5963
    96.4922
    91.3273
    86.2232
    81.0583
    4.5
    4.6
    6.00%
    109.1310
    103.8446
    98.6189
    93.3933
    88.1069
    82.8812
     
    4.6
    4.7
    6.00%
    111.5008
    106.0928
    100.7456
    95.3985
    90.0513
    84.6434
    4.7
    4.8
    6.00%
    113.8705
    108.3411
    102.8724
    97.4037
    91.9350
    86.4663
    4.8
    4.9
    6.00%
    116.2403
    110.6501
    105.0598
    99.4696
    93.8794
    88.2892
    4.9
    5.0
    6.00%
    118.6101
    112.8983
    107.1866
    101.4748
    95.8238
    90.1121
    5.0
    5.1
    6.00%
    120.9798
    115.1466
    109.3133
    103.5408
    97.7075
    91.8742
    5.1
    5.2
    6.00%
    123.3496
    117.3948
    111.5008
    105.5459
    99.6519
    93.6971
    5.2
    5.3
    6.00%
    125.7194
    119.6430
    113.5667
    107.5511
    101.4748
    95.4592
    5.3
    5.4
    6.00%
    128.0891
    121.8913
    115.7542
    109.6171
    103.4800
    97.3429
    5.4
    5.5
    6.00%
    130.4589
    124.1395
    117.8809
    111.6223
    105.3637
    99.0443
    5.5
    5.6
    6.00%
    132.8287
    126.4485
    120.0684
    113.6882
    107.3081
    100.9279
    5.6
    5.7
    6.00%
    135.1985
    128.6968
    122.1951
    115.6934
    109.1917
    102.6901
    5.7
    5.8
    6.00%
    137.5682
    130.9450
    124.3218
    117.7594
    111.1362
    104.5130
    5.8
    5.9
    6.00%
    139.938
    133.1933
    126.4485
    119.7038
    112.9591
    106.2143
    5.9
    6.0
    6.00%
    142.3078
    135.4415
    128.6360
    121.7698
    114.9643
    108.0980
    6.0
    6.1
    6.00%
    144.6775
    137.6898
    130.7627
    123.8357
    116.8479
    109.9209
    6.1
    6.2
    6.00%
    147.0473
    139.9380
    132.8895
    125.8409
    118.7924
    111.6830
    6.2
    6.3
    6.00%
    149.4171
    142.1862
    135.0162
    127.8461
    120.6760
    113.5059
    6.3
    6.4
    6.00%
    151.7869
    144.4953
    137.2037
    129.9120
    122.6204
    115.3288
    6.4
    6.5
    6.00%
    154.1566
    146.7435
    139.3304
    131.9172
    124.5649
    117.1517
    6.5
    6.6
    6.00%
    156.5264
    148.9917
    141.4571
    133.9832
    126.4485
    118.9139
    6.6
    6.7
    6.00%
    158.8962
    151.2400
    143.6446
    135.9884
    128.3930
    120.7368
    6.7
    6.8
    6.00%
    161.2659
    153.4882
    145.7105
    137.9936
    130.2159
    122.4989
    6.8
    6.9
    6.00%
    163.6357
    155.7365
    147.8980
    140.0595
    132.2211
    124.3218
    6.9
    7.0
    6.00%
    166.0055
    157.9847
    149.9640
    142.0040
    134.0440
    126.0840
    7.0
    7.1
    6.00%
    168.3753
    160.2937
    152.2122
    144.1307
    136.0491
    127.9676
    7.1
    7.2
    6.00%
    170.7450
    162.5420
    154.3389
    146.1359
    137.9328
    129.7905
    7.2
    7.3
    6.00%
    173.1148
    164.7902
    156.4656
    148.1411
    139.8772
    131.5527
    7.3
    7.4
    6.00%
    175.4846
    167.0385
    158.5924
    150.1462
    141.7001
    133.2540
    7.4
    7.5
    6.00%
    177.8543
    169.2867
    160.7798
    152.2122
    143.7053
    135.1377
    7.5
    7.6
    6.00%
    180.2241
    171.5349
    162.9065
    154.2782
    145.5890
    136.9606
    7.6
    7.7
    6.00%
    182.5939
    173.7832
    165.0333
    156.2833
    147.5334
    138.7835
    7.7
    7.8
    6.00%
    184.9636
    176.0314
    167.1600
    158.2885
    149.4171
    140.5456
    7.8
    7.9
    6.00%
    187.3334
    178.3404
    169.3475
    160.3545
    151.3615
    142.3685
    7.9
    8.0
    6.00%
    189.7032
    180.5887
    171.4742
    162.3597
    153.2452
    144.1307
    8.0
    más de 8
    6.00%
    192.0730
    182.8369
    173.6009
    164.4256
    155.1896
    145.9536
     
    Rango en UMA
    PENSIONA2: Adquisición
    Edad Pensionado:
    71
    72
    73
    74
    75
    Igual o
    Mayor
    Menor
    Tasa de
    Interés
    Monto Máximo en UMA
    1.0
    1.1
    4.00%
    19.9304
    18.5328
    17.1960
    15.7985
    14.4617
    1.1
    1.2
    4.00%
    20.8418
    19.4443
    17.9860
    16.5884
    15.1301
    1.2
    1.3
    4.00%
    22.4824
    20.9634
    19.4443
    17.8644
    16.3453
    1.3
    1.4
    4.00%
    24.1231
    22.4824
    20.8418
    19.2012
    17.4998
    1.4
    1.5
    4.00%
    25.7637
    24.0015
    22.2394
    20.4772
    18.7151
    1.5
    1.6
    4.00%
    27.4650
    25.5814
    23.6977
    21.8748
    19.9911
    1.6
    1.7
    4.00%
    29.0449
    27.0397
    25.0345
    23.0901
    21.0849
    1.7
    1.8
    4.00%
    30.6855
    28.6195
    26.4928
    24.4269
    22.3002
    1.8
    1.9
    4.00%
    32.3869
    30.1994
    27.9511
    25.7637
    23.5762
    1.9
    2.0
    4.00%
    34.0275
    31.7185
    29.4095
    27.1005
    24.7914
    2.0
    2.1
    4.00%
    35.6681
    33.2376
    30.8070
    28.3765
    26.0067
    2.1
    2.2
    4.00%
    37.3695
    34.8174
    32.3261
    29.7740
    27.2827
    2.2
    2.3
    4.00%
    38.9493
    36.2757
    33.6629
    30.9893
    28.3765
    2.3
    2.4
    4.00%
    40.5899
    37.7948
    35.0605
    32.3261
    29.5310
    2.4
    2.5
    4.00%
    42.1698
    39.3139
    36.4580
    33.6021
    30.7463
    2.5
    2.6
    5.00%
    43.8711
    40.8937
    37.9163
    34.9389
    31.9615
    2.6
    2.7
    5.00%
    45.5725
    42.4736
    39.3747
    36.2757
    33.2376
    2.7
    2.8
    5.00%
    47.2131
    43.9927
    40.8330
    37.6125
    34.3921
    2.8
    2.9
    5.00%
    48.9145
    45.5725
    42.2305
    38.9493
    35.6073
    2.9
    3.0
    5.00%
    50.6159
    47.1524
    43.7496
    40.2861
    36.8834
    3.0
    3.1
    5.00%
    52.2565
    48.6714
    45.1472
    41.6229
    38.0379
    3.1
    3.2
    5.00%
    53.9579
    50.3121
    46.6663
    42.9597
    39.3139
    3.2
    3.3
    5.00%
    55.5985
    51.8311
    48.0638
    44.2965
    40.5292
    3.3
    3.4
    5.00%
    57.3606
    53.4718
    49.5829
    45.6940
    41.8052
    3.4
    3.5
    5.00%
    59.0620
    55.0516
    51.1020
    47.0916
    43.0812
    3.5
    3.6
    6.00%
    60.7026
    56.5707
    52.4995
    48.3676
    44.2357
    3.6
    3.7
    6.00%
    62.4647
    58.2113
    54.0186
    49.7652
    45.5725
    3.7
    3.8
    6.00%
    64.1661
    59.7911
    55.4769
    51.1627
    46.7878
    3.8
    3.9
    6.00%
    65.8067
    61.3710
    56.9353
    52.4388
    48.0030
    3.9
    4.0
    6.00%
    67.4473
    62.8901
    58.3328
    53.7756
    49.2183
    4.0
    4.1
    6.00%
    69.2095
    64.5307
    59.8519
    55.1731
    50.4943
    4.1
    4.2
    6.00%
    70.8501
    66.0498
    61.3102
    56.5099
    51.7096
    4.2
    4.3
    6.00%
    72.5514
    67.6296
    62.7685
    57.8467
    52.9249
    4.3
    4.4
    6.00%
    74.1921
    69.1487
    64.1661
    59.1227
    54.1401
    4.4
    4.5
    6.00%
    75.9542
    70.7893
    65.6852
    60.5203
    55.4162
    4.5
    4.6
    6.00%
    77.6556
    72.3692
    67.1435
    61.9179
    56.6314
    4.6
    4.7
    6.00%
    79.2962
    73.9490
    68.6018
    63.1939
    57.8467
    4.7
    4.8
    6.00%
    80.9975
    75.5288
    70.0601
    64.5914
    59.1227
     
    4.8
    4.9
    6.00%
    82.6989
    77.1087
    71.5185
    65.9282
    60.3380
    4.9
    5.0
    6.00%
    84.4003
    78.6885
    73.0376
    67.3258
    61.6140
    5.0
    5.1
    6.00%
    86.1017
    80.2684
    74.4351
    68.6626
    62.8293
    5.1
    5.2
    6.00%
    87.8030
    81.8482
    75.9542
    69.9994
    64.1053
    5.2
    5.3
    6.00%
    89.4437
    83.3673
    77.3517
    71.3362
    65.2598
    5.3
    5.4
    6.00%
    91.1450
    85.0079
    78.8708
    72.7337
    66.5966
    5.4
    5.5
    6.00%
    92.7856
    86.5270
    80.2684
    74.0098
    67.7511
    5.5
    5.6
    6.00%
    94.5478
    88.1676
    81.7875
    75.4073
    69.0272
    5.6
    5.7
    6.00%
    96.1884
    89.6867
    83.1850
    76.6834
    70.1817
    5.7
    5.8
    6.00%
    97.9505
    91.3273
    84.7041
    78.1417
    71.5185
    5.8
    5.9
    6.00%
    99.5304
    92.7856
    86.1017
    79.3569
    72.6730
    5.9
    6.0
    6.00%
    101.2925
    94.4263
    87.6208
    80.7545
    73.9490
    6.0
    6.1
    6.00%
    102.9939
    96.0061
    89.0791
    82.1521
    75.1643
    6.1
    6.2
    6.00%
    104.6345
    97.5859
    90.5374
    83.4888
    76.3795
    6.2
    6.3
    6.00%
    106.3359
    99.1658
    91.9957
    84.8256
    77.6556
    6.3
    6.4
    6.00%
    108.0372
    100.7456
    93.4540
    86.1624
    78.8708
    6.4
    6.5
    6.00%
    109.7386
    102.3255
    94.9731
    87.5600
    80.1469
    6.5
    6.6
    6.00%
    111.4400
    103.9053
    96.3707
    88.8968
    81.3621
    6.6
    6.7
    6.00%
    113.1414
    105.4852
    97.8898
    90.2336
    82.6382
    6.7
    6.8
    6.00%
    114.7820
    107.0043
    99.2873
    91.5704
    83.7927
    6.8
    6.9
    6.00%
    116.4833
    108.6449
    100.8064
    92.9072
    85.0687
    6.9
    7.0
    6.00%
    118.1240
    110.1640
    102.2040
    94.2440
    86.2840
    7.0
    7.1
    6.00%
    119.8861
    111.8046
    103.7230
    95.6415
    87.5600
    7.1
    7.2
    6.00%
    121.5875
    113.3844
    105.1814
    96.9783
    88.8360
    7.2
    7.3
    6.00%
    123.2281
    114.9035
    106.6397
    98.3151
    89.9905
    7.3
    7.4
    6.00%
    124.8687
    116.4226
    108.0372
    99.5911
    91.2058
    7.4
    7.5
    6.00%
    126.6308
    118.0632
    109.5563
    100.9887
    92.4818
    7.5
    7.6
    6.00%
    128.3322
    119.6430
    111.0146
    102.3862
    93.6971
    7.6
    7.7
    6.00%
    129.9728
    121.2229
    112.4730
    103.7230
    94.9731
    7.7
    7.8
    6.00%
    131.6742
    122.8027
    113.9313
    105.0598
    96.1884
    7.8
    7.9
    6.00%
    133.3756
    124.3826
    115.3896
    106.3966
    97.4037
    7.9
    8.0
    6.00%
    135.0162
    125.9017
    116.7872
    107.6727
    98.5582
    8.0
    más de 8
    6.00%
    136.7783
    127.5423
    118.3062
    109.1310
    99.8950
     
    El presente acuerdo deberá ser publicado en el Diario Oficial de la Federación".
    Atentamente
    Ciudad de México, a 14 de noviembre de 2018.- De conformidad con el artículo 19 del Estatuto Orgánico del Instituto, la Prosecretaria de la Junta Directiva, María Guadalupe Chacón Monárrez.- Rúbrica.
     

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